citi reconsideration line reddit

As with most things in life, persistence is key. The “rule” seems to be as follows: You won’t be approved for a credit card if you have six or more inquiries on the credit report that Citi pulls for your application. Wait. Citibank Credit Card Reconsideration Phone Number 1-800-763-9795 (credit department…not very friendly..) It’s best to write a letter to: Citibank Executive Review Department, P.O. So if you’re ever “pending” on a Chase application, calling the reconsideration line at 888-245-0625 is a great way to move things along and improve your odds of approval. Citibank Credit Card. I was a poor college student at the time and had received an $11,000 insurance bill for a car accident I caused; this may as well been one billion dollars. Personal: 1-888-245-0625. Business: 1-800-453-9719. That was 4 hard inquiries within a short span. Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. At 24 years of age, we struggled to get Josh his first card but finally got him in a Citi AA card about one year ago. I was then placed back on hold for him to take a look at my account. But, I’ve also been denied even after pleading my case. They usually just ask questions that were already on the application. Backdoor Credit Card Company Phone Numbers “Backdoor” number is the one that gets you past frontline customer service representatives and connects you directly to the Credit Analysts or the Credit Departments or the Account Managers or the Account … I immediately called the Citi Credit Card Reconsideration Line, they responded by asking a few questions over the phone and told me they would get back with me. Any time you apply for a new line of credit, whether it’s a mortgage, car loan or credit card, the company will pull your credit report. My Argument For Citi: I explained to Citi’s reconsideration line that I tried to product change my AA Gold card into this Premier card, but the CSR wouldn’t let me do it so I had to apply for a new card. You have nothing to lose and everything to gain! Here is a video of a call to Citi for reconsideration from 2.5 years ago. Chase . and its affiliates in the United States and its territories. Capital One Application and Reconsideration Line If you are waiting for a response about your Capital One credit card application, you can call their application status hotline at (800) 933-5182. ... Citi: 888-201-4523 (New App Approval Status) Citi AA: 888-662-7759 Citi … Call Citi. Hopefully one of them will work for you! She called Citi’s reconsideration line immediately. Before applying for the Hilton Reserve card, I was riding a 17-card approval streak. Box 6000, Sioux Falls, SD, 57117. Call the reconsideration line! After a brief hold, the friendly rep asked a few questions to verify personal information. Citi. A letter showed up in the mail about a week later that requested: When I applied to Citi it was an instant denial. A few readers pointed me to this reddit thread that discusses a Citi application rule I haven’t seen discussed before. Citibank Reconsideration Line. These are some of the steps you can take to be ready to make the call. Call. There are a number of Citi reconsideration phone numbers that I was able to find. Before you call the reconsideration line, prepare. Reply Trav on December 15, 2012 at 4:54 pm The Barclays dedicated reconsideration line is (866) 408-4064. Here is their number: Inquiries: 800-763-9795; Some people will contact the Citi Executive Review Department at CitiBank Executive Review Department, P.O. Clients can review their account balances and transactions through online banking and mobile banking apps for iPhone, iPad, Android, Windows Phone and Blackberry devices. So if that’s the case, you’ll want to try the Citi Reconsideration phone number. (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep. (800) 763-9795 – General Personal Application Inquiries with live rep. (800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status. Calling reconsideration isn’t very scary. New Accounts: 1-877-399-3083. There is not a dedicated reconsideration line for Citibank credit cards, but there are numerous customer service numbers that you can call. Citi/AAdvantage Cards, Citi Dividend American Express Card: 888-766-2484 Citi® Diamond Preferred® Card ( Review ): 800-823-4086 Citi ® Double Cash Card – 18 month BT offer ( Review ): 855-473-4583 Bit I tried Citi and AmericanExpress reconsideration line, they are not working and just simply tell you why they denied the applications. These “hard inquiries” usually ding your credit score by about five points, and overall, your new credit history accounts for about 10% of your FICO score. Want your credit line increased, APR lowered, or your declined credit card application approved? I decided to call the Chase Reconsideration Line (888-245-0625) and ask a few questions related to my rejection. You can call Citi reconsideration at 800-695-5171. Application Link: Citi® Hilton HHonors™ Reserve Card. When her application for the Citi® Hilton HHonors™ Reserve Card was not immediately approved, she did what I always suggest. ... even if they have good credit. … Frustrated I hung up the phone. You might want to bookmark this post for future reference as it appears the reconsideration phone number for Chase cards has changed. The Citi Double Cash Card is a MasterCard that pays 1 percent cash back on all purchases, and an additional 1 percent on all bill payments. As it was our first attempted card and we got a denial the first time through. Bottom Line. A credit card reconsideration line is a special phone number you can call to speak with customer service after your application for a credit card has been rejected. I’ve had some interesting experiences over years with Citi reconsideration but they have been mostly positive. Or, your card could simply show up in the mail! At the bottom I’ve included the numbers for the reconsideration lines for the big banks. American Express (866) 314-0237 Barclay’s (866) 408-4064 Here are the Citi reconsideration line phone numbers (you will be connected to a Citi credit analyst): Personal Credit Cards: 800-695-5171 (8 am-midnight) Business Credit Cards: 800-763-9795. The Easiest Citibank Reconsideration Call Ever for the Citi Prestige Card Update: Looks the bonus will remain at 50k but spending will be increased to $5,000 in 3 months, no more 2x for dining and no more AA lounge access after 6/20/17. Sometimes Citi will approve you as soon as you call in or they might ask you a few questions. Per Reddit, it appears the old reconsideration number of 1-888-245-0625 is no longer in service but there is a new, working reconsideration number which is 1-888-270-2127.I’ve confirmed the old number is not in service and … Some credit card … Bottom line. But many redditors have had success simply calling the reconsideration line, and ended up with a low limit that they could raise at a later date. Many of those who were immediately declined waited a few days and then called Citi’s reconsideration line (1-800-695-5171), though my friend did it as soon as he got the denial notice and was approved without a problem. Always remain polite, but don’t hesitate to ask for someone with more authority if you don’t receive the answer you want. You may be contacted by Citi to shift around lines of credit. I’ve had lots of card applications approved even after they were initially listed as pending or denied. Citi offers retail bank services to individuals and businesses, including checking, savings, credit cards, mortgages and loans. American Express. Much of the conventional wisdom around signing up for credit cards says that if you are denied when applying for a credit card, that you should call the “reconsideration” line to try and get an approval. Citibank Reconsideration Line: 1-800-695–5171: Wells Fargo Reconsideration Line: 1-800-869-3557: Chase Reconsideration Line: 1-888-270-2127: U.S. Bank Reconsideration Line: 1-800-947-1444: Numbers for credit card reconsideration from credit card issuers Things to do before you call the Chase reconsideration line . So with those “winning streaks” riding on the line, I called Citi’s reconsideration line to see what was up with my Hilton Reserve app when it went to pending. If your credit card application is denied, it might not be the final answer. (In fact, even declined applications can apparently be reversed by the analysts at the reconsideration line, though I’ve never had occasion to try). Between my own credit card apps and Brad’s, I’ve also been 5/5 in successfully getting approved in reconsideration calls. All it took was a call to the bank’s reconsideration department to square things away. I then mentioned my recent application. I was told that I was declined because I defaulted on a Citi card when I filed bankruptcy in 1996. Yes this is pretty much in-line with what citi does for reconsiderations. These are the reconsideration line numbers I use. Application Reconsideration Department: 1-866-314-0237. I’ll try again in a few months and will be sure to call the reconsideration line immediately if the new Visa Signature card doesn’t get approved instantly. If you believe your account may have been used fraudulently, please contact Citi Customer Service: 1-800-950-5114 Outside of the United States, call Citi collect at 1-605-335-2222 TTY: 1-800-325-2865 for hearing and speech impaired services only 24 hours a day, 7 days a week I called the CitiBusiness reconsideration line. A credit card issuer’s reconsideration line is one of many tools in your belt to push your application forward, even after an initial denial. I’ve even written a post before listing out the Barclay reconsideration phone number and website. Citibank Reconsideration question I applied for the simplicity card and was denied so I called the backdoor number and they asked for a copy of another credit report which I sent (transunion), (they originally pulled experian for me). It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States. I started out with the app-o-rama approach but eventually moved to more or less of a one card a month approach and it’s been smooth sailing ever since. Citibank Reconsideration Line. It wasn’t flying with Citi. By Citibank, N.A some interesting experiences over years with Citi reconsideration phone number nothing lose... As with most things in life, persistence is key persistence is key the case, you’ll to. Hesitate to ask for someone with more authority if you don’t receive the answer you want denied the applications for. She did what I always suggest things in life, persistence is key for.... 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